If you shop online, I hope you use a cash back site like ebates.com or topcashback.com. These sites receive commissions for referring you to sites you probably already shop at. They then pass on most or all of the commissions they receive to you! The commission rates vary from company to company and each cash back site as well. Ebates and Top Cashback both have thousands of companies that they team up with. So, you have plenty of opportunity to earn cash back.

Here’s how it works, if you are going to buy something from Walmart.com, simply login to your Top Cashback account first. Through their site, search Walmart and click on the cash back link. The link will take you to the Walmart site where you shop just like you normally would. The only difference is after your purchaseTop Cashback will email you that a commission was generated from your purchase. Currently, the rate for Walmart.com is 4% of most purchases, some retailers commission rates are flat dollar amounts. As soon as Top Cashback receives the commission from Walmart, you can request for the money to be sent to you.

Now, which cash back site should you use?

You can trust both sites. Ebates has been around for 15 years and has a great reputation for paying out commissions. Top Cashback is a much younger company, but has done a great job in the two years we’ve been using them. Although Top Cashback hasn’t been around near as long as Ebates, we would recommend Top Cashback over Ebates. We’ve noticed Top Cashback pays a higher commission at most of the stores we shop from. Also, Top Cashback allows you to withdraw your commission as soon as they receive it. But, both are free, so sign up and you decide which one you like best.

Best deal on Top Cashback, right now:

How about a used Kyocera Hydro for $15 from Boost Mobile. Earn $35 from Top Cashback. That means they will pay you $20 to take the phone! Use that Kyocera to make you more money with Perk TV and Swagbucks TV. Read how here.

Which cash back sites do you use? Please share any great deals you’ve found.

The links above include our referral link.